Register a Nidhi Company Just in Rs. 14996/-(All inclusive)

Nidhi Company

Ø  Register a Nidhi Company

Ø  A Nidhi Company is created basically for the motive of encouraging savings as well as frugality amongst its members.

Ø  It is a company registered under the Companies Act, 2013. With the sole objective of cultivating the habit of saving and thrift amongst its members. Nidhi companies are allowed to take a deposit from their members and lend to their members only. Which essentially means that the funds contributed into a Nidhi company come only from its shareholders and are to be used only by the shareholders of the Nidhi Company?

Ø  The word “Nidhi” in Nidhi Company has roots in the word “Nidhi”, a word commonly found in the Hindi vocabulary that means “treasure”.

Ø  Nidhi Company is a class of NBFC and RBI has powers to issue directives for them related to their deposit acceptance activities. However, since these Nidhi’s deal with their shareholder-members only, RBI has exempted them from the core provisions of the RBI Act and other directions applicable to NBFCs. Therefore, Nidhi Company is an ideal entity to take a deposit from and lend to a specific group of people.


Do you want to start a finance/loan business in India? Then you are at right stage because Nidhi Company is the most easy and affordable way to start loan business in India. It only requires 7 people with easy documents requirement to start the Nidhi Company. The minimum capital requirement for Nidhi Company registration is Rs.5 lakh.

Nidhi Company can only do business of accepting deposit and lending money to its members only. It cannot deal with the public directly and can only work with its members. However, one can easily make members under Nidhi Company with few documents and easy process. Also, Nidhi Company registration is the only form of company available to start the loan company in India without RBI approval.

Nidhi Company can open three branches after three years of working within the district. Further, to open any branch outside the district, the company shall require RD approval. Furthermore, the Nidhi Company cannot work outside the state. Hence, if you want to expand your business to another state, then you will need to register another Nidhi Company.

Basics of Nidhi Company

Before we explain the process of registration, you must understand the basic of Nidhi Company:

  1. Nidhi Company is also called a Mutual Benefit company. It promotes the art of saving and utilization of funds within its member community.
  2. Anybody can register a Nidhi Company; there is no background check, nor there did any prescribe qualification for its owners.
  3. Nidhi Company cannot deal with anybody other than its members. You will have to understand the process of making a making in a Nidhi.
  4. The minimum capital requirement for Nidhi Company is five lacs with at least seven members needed to incorporate a company.

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